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portfolio_report_2026-05-04.pdf15 pages
PortfoliAI · Report generated 2026-05-04
Chapter 1 — Overview
Analysis period: Sep 2023 → May 2026 · Brokers: Fineco, Conio
Total Invested€ 32,336Cumulative
Current Value€ 41,742Market value
Unrealized P/L+€ 9,405vs cost basis
Overall ROI+29.09%Return on capital
Portfolio Value Over Time

Chapter 4.1 — Portfolio Composition

AssetROIWeight
Vanguard North America ETF+34.66%39.3%
Vanguard Emerging Markets ETF+38.76%16.6%
Vanguard Developed Europe ETF+33.66%12.0%
Bitcoin EUR−4.25%10.5%
Vanguard Japan ETF+36.75%8.9%
Vanguard Asia Pacific ETF+62.82%6.9%
ETF (6 positions)88.7%
Cryptocurrency11.3%

Chapter 4.2 — Performance & ROI

47.48%
Total Return
2.76×
Return / Risk
0.75
Beta
ROI vs Benchmark
Portfolio +47.5%Benchmark +48.6%

Chapter 3 — Cost Analysis & Fees

Explicit commissions€ 0.00
Implicit bid-ask spreads€ 524.59
Conio (50.77%)€ 266.33
Fineco (49.23%)€ 258.26
Simulated TER · Cost-to-Value1.38%

Chapter 4.3 — Risk & Volatility

−21.2%
Max Drawdown
1.82
Sharpe Ratio
10.57%
Ann. Volatility
21-Day Rolling Volatility Window
Interactive BrokersDeGiroFinecoScalable CapitalTrade RepublicRevolutSaxo BankFlatexConioInteractive BrokersDeGiroFinecoScalable CapitalTrade RepublicRevolutSaxo BankFlatexConio
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01
Private Investors
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Finally understand exactly what's happening inside your portfolio — with institutional-grade metrics, not simplified dashboards.

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What's inside every report

6 chapters.
Every angle covered.

Every report follows the same rigorous structure — from a high-level overview to granular per-asset breakdowns.

Portfolio Overview

Total invested capital vs. current value, unrealized P/L, and overall ROI — all in one high-level snapshot.

Cash Flow Analysis

Historical deposits, withdrawals, and buy/sell activity mapped across time and asset categories.

Cost Transparency

Commissions and implicit bid-ask spreads broken down by broker, asset, and period. The true cost of every trade.

Performance & ROI

Monthly heatmaps, benchmark comparison, annual returns, and trailing period performance charts.

Risk & Volatility

21-day rolling volatility, max drawdown, Sharpe ratio, and Beta — correlated to real market events.

Category-Level Detail

In-depth analysis per asset class — ETFs, crypto, bonds — each with its own breakdown.

The workflow

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02

Process

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03

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